Estate Planning

Is a Cash Balance Plan Right for Your Client? A Comprehensive Guide for CPAs

By Rohit Runyani, Co-Founder • September 4, 2025
For CPAs, questions about deductions and retirement planning reign supreme (especially around tax time), which is why we can’t wait to introduce you to your new best solution for the inquiring client: the 40-year-old cash balance plan.

A Guide for CPAs: Helping Clients Understand the Distinctions Between Defined Benefit (DB) and Defined Contribution (DC) Plans

By Rohit Punyani, Co-Founder • December 28, 2023
As a CPA advising small business owners and 1099 clients, your role in guiding them toward the right retirement strategy is critical. Understanding the core features of defined benefit and defined contribution plans can help your clients align their tax strategies and retirement goals.

What CPAs Should Know About the Taxation of Defined Benefit Plans

By Rohit Punyani, Co-Founder • December 12, 2023
As a CPA, one of the most impactful strategies you can guide your small business and 1099 clients through is leveraging retirement planning for tax optimization. Defined benefit (DB) plans—whether traditional pensions, cash balance plans, or 412(e)(3) plans—represent a pre-tax deduction that can significantly reduce a client’s taxable income.